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- 兴趣爱好OpenData · OpenFinance · Protocol Analysis · OJK Compliance
Securely connect Rupiah Cepat’s lending and accounting capabilities to your back end
We provide an end-to-end solution with authorized/open data protocol analysis, loan application APIs, reconciliation exports (Excel/JSON), risk data extraction, and compliance guidance to help you integrate quickly and compliantly.
Loan application & approval workflow
— Submit applications, track approvals, disbursement callbacks and repayment schedules with idempotent design and retry strategy.
Billing & reconciliation exports
— Filter by date/user/status and export reconciliation reports in JSON/CSV/Excel for accounting and audit.
User & risk data integration
— Sync KYC, loan history and scoring fields, with hooks for custom risk models.
Compliance & audit
— Output data minimization, consent records and access logs to meet Indonesian/Asia-Pacific regulatory expectations.
Get a quote
View deliverables
Deliverables & Samples
Standard Deliverables
OpenAPI / Swagger documents and sample requests/responses
Protocol & authorization path analysis (token flows, callbacks, idempotency)
Runnable backend samples (Node.js / Python) and containerized deployment scripts
Automated tests and integration test plans
Compliance guidance for data retention and privacy (OJK alignment)
Sample API: Create Loan Application
# POST /api/v1/ RupiahCepat/loans/apply
{'Content-Type':'application/json'}
{
'user_id': 'user123',
'amount': 2000000,
'term_days': 90,
'repayment_schedule': 'monthly',
'id_document': 'BASE64_PDF',
'consent': true
}
Response: { 'status': 'PENDING', 'application_id': 'APP-20251001-0001', 'approved_amount': null, 'expected_disbursement_date': null }
Common Integration Scenarios
Loan initiation with disbursement callbacks, installment inquiries, reconciliation exports, KYC sync, and batch loan disbursement for partners.
Technical & Compliance Highlights
Authorization: OAuth2 Bearer, API Key or HMAC-based callback validation
Data retention: minimization and compliant retention policies
Event-driven: webhook integration with queues (Kafka/SQS)
Security: TLS, encryption for sensitive fields, auditable logs
Contact
To discuss integration, request a quote or submit a target app name and requirements, please visit our contact page:
View contact information
About Us
We are a studio specializing in app protocol analysis and open API integration. Our team has extensive experience across fintech, payments, and banking, delivering end-to-end integrations with runnable source code and documentation.
Supports Android/iOS protocol analysis and integration
Deliverables include OpenAPI docs, code samples and test scripts
Privacy and compliance: KYC, data minimization, audit trails
Transparent pricing: starting at $300, pay on delivery/acceptance
Contact & Collaboration
To begin, submit the target app name and your integration needs via our contact page.
View contact information / Submit a request
Original App: Rupiah Cepat – Full feature overview (collapsed)
Rupiah Cepat is an Indonesian online installment/ unsecured loan mobile app offering quick disbursement. Loan amounts range from IDR 200,000 to IDR 80,000,000 with terms from 93 to 360 days; APR around 24% with no extra fees.
Key features include online application, automated risk checks, and multi-channel repayment options via banks and wallets.
Regulatory: regulated by Indonesian authorities for consumer finance; terms may vary by partner institutions.
Contact us| telegram: @appCracker007
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last updateTime: 2025-11-30 08:21:17a
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